:root{--bg:#090a0d;--panel:#13151b;--panel2:#191c24;--gold:#d8b56a;--gold2:#f0d99c;--text:#f5f2eb;--muted:#a9a9ad;--line:rgba(216,181,106,.2);--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.7
Inter,system-ui,-apple-system,Segoe
UI,Roboto,Arial,sans-serif}a{color:inherit;text-decoration:none}a:hover{color:var(--gold2)}.container{width:min(var(--max),calc(100%
- 40px));margin:auto}.topbar{border-bottom:1px solid
var(--line);background:#08090b}.topbar-inner{display:flex;justify-content:space-between;align-items:center;min-height:76px;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;letter-spacing:.08em}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border:1px
solid
var(--gold);border-radius:12px;color:var(--gold);font-size:19px;background:linear-gradient(145deg,#242017,#0d0d0d)}.brand
small{display:block;color:var(--muted);font-size:9px;letter-spacing:.22em;font-weight:600}.nav{display:flex;gap:25px;align-items:center;color:#d6d3cc;font-size:14px}.nav
a{padding:10px 0}.menu-btn{display:none;background:none;border:1px solid var(--line);color:var(--text);padding:8px
12px;border-radius:8px}.hero{position:relative;overflow:hidden;padding:100px 0 88px;background:radial-gradient(ellipse
at 78% 30%,rgba(175,130,48,.2),transparent 36%),linear-gradient(115deg,#0b0c10 10%,#15130f 100%);border-bottom:1px solid
var(--line)}.hero:after{content:"";position:absolute;right:-90px;top:-140px;width:520px;height:520px;border:1px solid
rgba(216,181,106,.12);border-radius:50%;box-shadow:0 0 0 45px rgba(216,181,106,.025),0 0 0 90px
rgba(216,181,106,.02)}.eyebrow{color:var(--gold);font-size:12px;text-transform:uppercase;letter-spacing:.22em;font-weight:800}.hero
h1{max-width:780px;font-size:clamp(38px,6vw,68px);line-height:1.08;letter-spacing:-.04em;margin:18px 0}.hero
p{max-width:670px;color:#c2c0bb;font-size:18px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}

.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px
19px;border-radius:9px;font-weight:750;font-size:14px;border:1px solid
var(--gold);background:#ff0000;color:#17130b}

.btn:hover{background:var(--gold2);color:#17130b}
.btn.secondary{background:transparent;color:var(--gold)}
.hero-note{margin-top:28px;color:#888;font-size:12px}
.section{padding:76px
0}.section.alt{background:#0e1015;border-block:1px solid
rgba(255,255,255,.04)}.section-head{max-width:720px;margin-bottom:32px}.section
h2{font-size:clamp(27px,4vw,40px);line-height:1.2;margin:10px 0 14px;letter-spacing:-.025em}.section-head
p,.muted{color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:linear-gradient(145deg,var(--panel2),var(--panel));border:1px
solid rgba(255,255,255,.07);border-radius:15px;padding:25px}.card
.icon{width:42px;height:42px;display:grid;place-items:center;border:1px solid
var(--line);border-radius:12px;color:var(--gold);font-size:20px;margin-bottom:16px}.card h3{margin:0 0
8px;font-size:19px}.card p{margin:0;color:var(--muted);font-size:14px}.split{display:grid;grid-template-columns:1fr
1fr;gap:55px;align-items:center}.feature-list{list-style:none;padding:0;margin:22px 0}.feature-list li{padding:12px
0;border-bottom:1px solid rgba(255,255,255,.07);color:#d5d2ca}.feature-list
li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:12px}.callout{border:1px solid
var(--line);background:linear-gradient(135deg,#1b1913,#101116);padding:28px;border-radius:16px}.callout
strong{color:var(--gold2)}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.article-card{display:flex;flex-direction:column;min-height:250px}.article-card
.tag{color:var(--gold);font-size:11px;text-transform:uppercase;letter-spacing:.15em;font-weight:800}.article-card
h3{font-size:20px;line-height:1.3;margin:12px 0}.article-card
p{color:var(--muted);font-size:14px}.readmore{margin-top:auto;padding-top:15px;color:var(--gold);font-weight:750;font-size:13px}.faq{max-width:850px}.faq
details{border-bottom:1px solid rgba(255,255,255,.1);padding:17px 0}.faq summary{cursor:pointer;font-weight:750}.faq
details p{color:var(--muted);margin:12px 0 0}.disclaimer{background:#17140e;border:1px solid
rgba(216,181,106,.25);padding:18px 20px;border-radius:12px;color:#c9c1ad;font-size:13px}.footer{border-top:1px solid
var(--line);padding:38px 0
24px;background:#07080a}.footer-inner{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.footer
p,.footer
a{color:#929196;font-size:13px}.footer-links{display:flex;gap:18px;flex-wrap:wrap}.crumb{color:var(--muted);font-size:13px;padding:22px
0}.article-hero{padding:48px 0 32px;border-bottom:1px solid var(--line);background:radial-gradient(ellipse at 80%
10%,rgba(175,130,48,.14),transparent 35%)}.article-hero
h1{font-size:clamp(34px,5vw,54px);line-height:1.12;max-width:850px;margin:12px 0}.article-hero
p{color:var(--muted);max-width:760px}.prose{max-width:820px;padding:42px 0 80px}.prose h2{font-size:27px;margin:36px 0
12px;line-height:1.25}.prose h3{font-size:20px;margin:26px 0 8px}.prose p,.prose li{color:#c9c8c4}.prose
a{color:var(--gold2);text-decoration:underline}.prose ul{padding-left:23px}.toc{background:var(--panel);border:1px solid
rgba(255,255,255,.08);padding:20px 24px;border-radius:12px;margin:25px 0}.toc
a{display:block;color:var(--gold2);font-size:14px;padding:4px
0}.meta{font-size:12px;color:#8c8b90}.back{color:var(--gold);font-weight:700}.legal{font-size:12px;color:#85848a}
@media(max-width:800px){.nav{display:none;position:absolute;top:76px;left:0;right:0;padding:15px
22px;background:#0b0c0f;border-bottom:1px solid
var(--line);flex-direction:column;align-items:flex-start;z-index:5}.nav.open{display:flex}.menu-btn{display:block}.topbar-inner{min-height:70px}.hero{padding:72px
0 65px}.grid,.article-grid{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr;gap:25px}.section{padding:58px
0}}
@media(max-width:540px){.container{width:min(var(--max),calc(100% -
30px))}.grid,.article-grid{grid-template-columns:1fr}.hero p{font-size:16px}.hero-actions
.btn{width:100%}.section{padding:50px 0}}